The CMAA is a membership based organisation and as such when applicants fill out the CMAA membership application form they
NOT applying for or paying for insurance, instead they are applying for 12 months membership to their respective club and
the CMAA.

All CMAA student members are automatically insured,
free of charge, to train within CMAA clubs and at CMAA events so long
as their CMAA membership/licence is in date. This also includes training as a guest at other CMAA clubs.

The CMAA Insurance arrangements have been placed through Allianz Plc. Beginners and visitors must take out CMAA
membership after 3 sessions in order to continue training and be covered by our group policy.

Attending Events/Courses/Competitions Outside of The CMAA Group
CMAA members and friends are advised to ALWAYS ask the event organiser to provide evidence that the event is insured prior to
taking part if the event is hosted by a club/person/group outside of the CMAA Group. Don’t take their word for it, ask to see the
policy document, this includes all seminars as well as competitions.

Summary of Free Cover for Students/Members
CMAA student insurance cover is £5,000,000 member/member and public liability only. This is free of charge and provides cover
should they injure another or damage property while training which results in a claim being lodged against them personally. This is
negligence/fault based which means in practice that all incidents are covered so long as someone is at fault/to blame.

Pure accidents where there is no negligence or contributory negligence are not included in this level of free cover, if members
require a higher level of cover it is suggested that they seek “no fault” personal accident cover of their own. For further information
contact the CMAA.

Student Membership Renewals
Club Instructors will initially register new students for CMAA membership, renewals must then be done annually via the club
Instructor and while club Instructors will periodically check a student's CMAA membership is still valid (gradings etc), ensuring
CMAA annual membership is renewed on time remains the sole responsibility of the student, not the club or Instructor.

Summary of Cover for Instructors
Public and Products Liability is available from Allianz Plc at £2,000,000 - £5,000,000 and £10,000,000 for Instructors.
Full details are available upon request. There is a portal in the Instructor Area on this website which Instructors can use to purchase
cover direct from the insurance company which then results in instant cover.

Mixed Martial Arts/Cage Fighting
While our policy does cover non competitive training in Mixed Martial Arts, fights in a cage/ring and sparring are excluded from
this and all policies,
click here to read why. For further information please contact the CMAA - Click Here.

Martial Arts Equipment/Contents Cover
While this is not included within our standard policy many members recommend Hiscox - Click Here.